Last Updated: January 18, 2024
- Acceptance of Terms
By accessing or using https://www.countryplaceloans.com/ and our various related websites and services (collectively, the “CountryPlace Services”), you agree to be bound by these Terms and all of the terms incorporated herein by reference.
You must be 18 years of age or older and reside in the United States or any of its territories to use the CountryPlace Services. By accepting these Terms, you represent that you have the legal authority to do so, and that, if you have accepted these Terms on behalf of any person or entity, you represent that you have legal authority to do so and that such person or entity agrees to be responsible to us if you or such person or entity violates these Terms. If you do not agree to every provision of these Terms, you may not, and we do not authorize you to, access or use the CountryPlace Services or any features provided therein.
By accessing or using the CountryPlace Services, you represent and warrant that you have not been previously suspended or removed from the CountryPlace Services or engaged in any activity that could result in suspension or removal from the CountryPlace Services.
You should not construe CountryPlace’s publication of any content found on the CountryPlace Services as an endorsement by CountryPlace of the views expressed therein, or any warranty or guarantee of any strategy, recommendation, treatment, action, or application of medication or preparation made by the author of such content.
We may revise these Terms at any time for any reason and may provide you notice of these changes by any reasonable means, including through the CountryPlace Services. You can determine when we last updated these Terms by referring to the “Last Updated” legend at the top of these Terms. Except to the extent that your express consent to any revised Terms is required under applicable law, by continuing to access, browse or use the CountryPlace Services, you agree to any revised Terms. If you do not agree to any revised Terms, you may not and we do not authorize you to use the CountryPlace Services. We strongly recommend that you periodically visit this page to review these Terms.
As used herein, the words “your account” refer to the account held by a bank, securities firm or other financial institution from which payment will be made when you make transactions using the CountryPlace Services. The words “your bank” mean the bank, securities firm or other financial institution that holds your account. For the purpose of these Terms only, unless we specify otherwise, the word “Contract” means the CountryPlace Mortgage, Ltd. Retail Installment Contract & Security Agreement, or CountryPlace Mortgage Loan Agreement & Security Instrument.
The CountryPlace Services permit you to perform certain activities, including enabling you to pay your CountryPlace Mortgage, Ltd. Contract/loan bill online by authorizing payments for your account(s) as more fully described herein.
Each time you initiate a transaction, you authorize us or our agent to initiate an automated clearing house (ACH) debit in your name to the account you specify in the amount you request, payable to us or to our agent, in the amount of the transaction. By providing us with payment instructions, you authorize us to follow such instructions and process such payments.
For each such transaction, your bank may assess its customary per-check or item-handling charge, if any. You also agree to pay us a service charge for each dishonored check or draft to reimburse us for any costs of collection. Your bank may also assess its customary charge for such items.
If any transaction initiated hereunder (whether check or draft drawn by us or our agent in connection with such transaction) is not honored by your bank, fees may be assessed in accordance with your loan documentation. In addition, we may cancel your right to utilize the CountryPlace Services.
If a transaction is not completed as you have directed or if we do not complete a transfer from your account on time in the correct amount, we will be liable for actual losses incurred such as late fees, not sufficient funds fee, or interest corrections. However, there are some exceptions. We will not be liable to you in the following instances:
- If, through no fault of ours, your account does not contain enough money to complete the transaction;
- If the funds in your account are subject to legal process or other encumbrance restricting the transaction; and
- If circumstances beyond our control (such as fire, flood, network outages, computer, mechanical or telecommunication failure, or unavailability of payment system, or any problems caused by borrower bank ) prevent the transaction, despite reasonable precautions that we have taken.
For purposes of this Agreement, our business days are Monday through Friday. Holidays are not included. The cutoff time for making an ACH payment is 2:00 PM Central Standard Time. All transactions to CountryPlace must be completed by the established cutoff time in order for processing be effective as of same Business Day. All payments initiated on any Non-Business Day or after the cutoff time on a Business Day, will not be made effective until the next Business Day. You will designate your desired Draft On date when you schedule your ACH Payment(s). If the reoccurring ACH Payment falls on a Non-Business Day the date will adjust to the following Business Day.
A payment made using the CountryPlace Services will be designated as “Locked/Sent” starting from the time the payment instruction is received by us until it is designated as “Applied”. You may not stop or edit any payment designated as “Locked/Sent” or “Applied”. You may stop or edit any “Ready” or “Future” payment by selecting to “View” the payment on the Payment History screen and following the instructions therein. There is no charge for stopping or editing a “Ready” or “Future” payment.
UNLESS OTHERWISE PROVIDED IN THIS AGREEMENT YOU MAY NOT STOP PAYMENT OF ELECTRONIC FUND TRANSFERS; THEREFORE, YOU SHOULD NOT EMPLOY ELECTRONIC ACCESS FOR PURCHASES OR SERVICES UNLESS YOU ARE SATISFIED THAT YOU WILL NOT NEED TO STOP PAYMENT.
Each of us and you agree to be bound by the NACHA ACH Operating Rules and Guidelines as they pertain to all ACH transactions initiated by us following your instructions, and you acknowledge that the origination of ACH transactions to the account(s) provided in your payment instructions must comply with the provisions of all applicable laws. You agree that we may comply with payment instructions arising from your user ID and password for your accounts, and you must notify us immediately at email@example.com in the event you believe any user ID or password has been used (or may be used) without your permission.
- User Registration
In order to access and use certain areas or features of the CountryPlace Services, you may need to provide certain information and/or answer certain questions. Each registration is for a single user only.
You are solely responsible and liable for any use and misuse of your user ID and password and for all activities that occur under your login names and passwords.
You agree to (a) provide accurate, current and complete information, (b) maintain and promptly update, as necessary, your information, (c) be responsible for the acts or omissions of any third party who has authority to access or use the CountryPlace Services on your behalf, and (d) immediately notify us at firstname.lastname@example.org if you discover or otherwise suspect any security breaches related to the CountryPlace Services. If you provide information that is untrue, inaccurate, not current or incomplete, we may suspend and/or terminate your current or future use of the CountryPlace Services.
By providing information and/or answering questions, you also consent to receive electronic communications from CountryPlace (e.g., via email or by posting notices to the CountryPlace Services). You should maintain copies of electronic communications from us by printing a paper copy or saving an electronic copy.
We may also send you promotional communications via email, including, but not limited to, newsletters, special offers, surveys and other news and information we think will be of interest to you. You may opt out of receiving these promotional emails at any time by following the unsubscribe instructions provided therein.
- Right to Access and Use the CountryPlace Services and Content
Unless otherwise indicated in writing by us, the CountryPlace Services and all content and other materials contained therein, including, without limitation, any CountryPlace service mark or logo and all designs, text, graphics, pictures, information, data, software, other files and the selection and arrangement thereof (collectively, “Content”) are the property of CountryPlace or our licensors or users, as applicable, and are protected by U.S. and international copyright and other laws.
Subject to these Terms, you are hereby granted a limited personal, revocable, non-exclusive, non-transferable, non-sublicensable right to access, view and make personal, non-commercial use of the CountryPlace Services and Content. All rights not expressly granted herein are reserved. You do not acquire any ownership interest in the CountryPlace Services or Content under these Terms, or any other rights thereto other than to use the CountryPlace Services in accordance with the rights granted by, and subject to all terms, conditions and restrictions of these Terms.
You do not have any right to, and you shall not, directly or indirectly: (a) sell, resell or commercially use the CountryPlace Services or Content, (b) distribute, publicly perform or publicly display the CountryPlace Services or any Content, (c) modify or otherwise make any derivative uses of the CountryPlace Services or Content, or any portion thereof, (d) use any data mining, robots or similar data gathering or extraction methods, (e) download (other than page caching) any portion of the CountryPlace Services or Content, except as expressly permitted by us, (f) use the CountryPlace Services to stalk, threaten, or otherwise violate the rights of others, including without limitation others’ privacy rights or rights of publicity; (g) interfere with the CountryPlace Services or servers or networks used in connection with the CountryPlace Services; or (h) use the CountryPlace Services or Content other than for their intended purposes.
Any use of the CountryPlace Services or Content other than as specifically authorized herein, without our prior written permission, is strictly prohibited and will terminate the right of access and use granted herein. Such unauthorized use may also violate applicable laws, including, without limitation, copyright and trademark laws and applicable communications regulations and statutes. Except as expressly permitted herein, nothing in these Terms shall be construed as conferring any right or license to any patent, trademark, copyright or other proprietary rights of CountryPlace or any third party, whether by estoppel, implication or otherwise.
You will not remove, alter or conceal any copyright, trademark, service mark or other proprietary rights notices incorporated in or accompanying any Content and you will not reproduce, modify, adapt, prepare derivative works based on, perform, display, publish, distribute, transmit, broadcast, sell, license or otherwise exploit any Content.
We reserve the right in our sole discretion to modify, temporarily or permanently, the CountryPlace Services (or any features or parts thereof) at any time.
The CountryPlace logo, and any other CountryPlace product or service names, trademarks, logos, or other indicia that may appear on the CountryPlace Services (“Marks”) are the property of CountryPlace or its subsidiaries, affiliates or third parties, and may not be copied, imitated or used, in whole or in part, without our prior written permission. Nothing contained in these Terms and/or the CountryPlace Services shall be construed as granting, by implication or otherwise, any license or right to use any such Marks without the prior written permission of CountryPlace or such third party that may own such Marks.
- User Content
You are solely responsible and liable for all data, information and other materials (“User Content”) that you submit, upload, post, e-mail or otherwise transmit (“Transmit”) in connection with the CountryPlace Services. In addition, we have no control over, and shall have no liability for, any damages resulting from the use (including without limitation, republication) or misuse by any third party of information made public through the CountryPlace Services. IF YOU CHOOSE TO SUBMIT TO US, OR OTHERWISE MAKE ANY USER CONTENT PUBLICLY AVAILABLE, YOU DO SO AT YOUR OWN RISK AND WE SHALL HAVE NO LIABILITY THEREFOR.
You agree that you will not, and will not permit anyone else to, directly or indirectly: (a) Transmit any User Content that is unlawful, harmful, threatening, abusive, hateful, obscene, harassing, tortious, defamatory, libelous, slanderous, pornographic, profane, vulgar, offensive, lewd, invasive of another’s privacy or racially, ethnically or otherwise objectionable; (b) Transmit any User Content: (i) that you do not have the right to Transmit, under any law or contractual or fiduciary relationships, including, without limitation, any inside information or proprietary or confidential information; (ii) that infringes any patent, copyright, trademark or other intellectual property right or misappropriates any trade secret or right of privacy of any third-party; (iii) that constitutes unsolicited or unauthorized advertising or promotional materials, “spam,” “chain letters,” or pyramid schemes; or (iv) that contains any software routine, code, instruction or virus that is designed to disable, delete, modify, damage or erase software, hardware or data; or (c) forge headers or otherwise manipulate identifiers in order to disguise any User Content Transmitted through the CountryPlace Services.
Although we have no obligation to screen, edit or monitor User Content, we reserve the right, and have absolute discretion, to remove, screen or edit User Content posted or stored on the CountryPlace Services at any time and for any reason, and you are solely responsible for creating backup copies of and replacing any User Content you post or store on the CountryPlace Services at your sole cost and expense.
- Rights in User Content
You agree that CountryPlace may disclose or use any User Content for any purposes permitted under applicable law, including, but not limited to: (a) enforcing these Terms; (b) complying with any laws, regulations or rules of any federal, state or local government or agency; (c) responding to claims that any User Content violates the rights of third parties; or (d) protecting the rights or property of CountryPlace, its customers or the public.
Separate and apart from User Content, you can submit questions, comments, suggestions, ideas, original or creative materials or other information about CountryPlace, or the CountryPlace Services (collectively, “Feedback”). Feedback shall become the sole property of CountryPlace. CountryPlace shall own exclusive rights, including, without limitation, all intellectual property rights, in and to Feedback and shall be entitled to the unrestricted use and dissemination of Feedback for any purpose, commercial or otherwise, without acknowledgment or compensation to you.
- Third-Party Sites
We have not reviewed all of the websites linked to the CountryPlace Services and are not responsible for the content of any third-party pages, any other websites linked to the CountryPlace Services, or any products or services offered by third parties. Nothing in the CountryPlace Services, including, without limitation, any links to other websites, should be construed as an endorsement by CountryPlace of any products, services or information of any other persons or companies. Your choice to access a link to any other website is at your own risk, and you agree to comply with all terms and conditions relating to such websites. CountryPlace reserves the right not to link, or to remove the link, to a particular website at any time.
Any links to third-party websites are provided as a convenience to you and are neither owned nor operated by CountryPlace. We have no control over these linked websites and make no representations or warranties with respect to these linked websites or third-party products or services. Your viewing and use of any third-party websites is at your sole discretion and risk.
You shall indemnify, hold harmless, and, at CountryPlace’s option, defend CountryPlace and its affiliates and subsidiaries from and against any and all losses, damages, liabilities, costs (including reasonable attorneys’ fees) (“Losses”) incurred by CountryPlace resulting from any third-party claim, suit, action or proceeding relating to or arising from your use of the CountryPlace Services, any User Content, any Feedback you provide, any violation of these Terms by you, or any other act or omission by you, including your violation of any rights of another, arising from your use of the CountryPlace Services or any of its features. You further agree that CountryPlace shall have control of the defense or settlement of any third-party claims unless CountryPlace exercises its option to require you to defend CountryPlace. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and CountryPlace.
- General Disclaimers
THE COUNTRYPLACE SERVICES AND THE CONTENT ARE PROVIDED ON AN “AS IS”, “AS AVAILABLE” AND “WITH ALL FAULTS” BASIS. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, COUNTRYPLACE DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES OR ENDORSEMENTS OF ANY KIND WHATSOEVER, EXPRESS OR IMPLIED, AS TO: (A) THE COUNTRYPLACE SERVICES; (B) CONTENT; (C) USER CONTENT; OR (D) SECURITY ASSOCIATED WITH THE TRANSMISSION OF INFORMATION TO OR FROM THE COUNTRYPLACE SERVICES. COUNTRYPLACE HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, THAT ANY RESULTS WILL BE ACHIEVED, NON-INFRINGEMENT, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, SYSTEM INTEGRATION AND FREEDOM FROM COMPUTER VIRUS.
COUNTRYPLACE DOES NOT REPRESENT OR WARRANT THAT THE COUNTRYPLACE SERVICES WILL BE ERROR-FREE OR UNINTERRUPTED; THAT DEFECTS WILL BE CORRECTED; OR THAT THE COUNTRYPLACE SERVICES OR THE SERVERS THAT MAKE THE COUNTRYPLACE SERVICES AVAILABLE ARE FREE FROM ANY HARMFUL COMPONENTS, INCLUDING, WITHOUT LIMITATION, VIRUSES. COUNTRYPLACE DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT THE INFORMATION (INCLUDING ANY INSTRUCTIONS) ON THE COUNTRYPLACE SERVICES IS ACCURATE, COMPLETE, OR USEFUL. YOU ACKNOWLEDGE THAT YOUR USE OF THE COUNTRYPLACE SERVICES IS AT YOUR SOLE RISK. COUNTRYPLACE DOES NOT WARRANT THAT YOUR USE OF THE COUNTRYPLACE SERVICES IS LAWFUL IN ANY PARTICULAR JURISDICTION. COUNTRYPLACE SPECIFICALLY DISCLAIMS ALL SUCH WARRANTIES. SOME JURISDICTIONS LIMIT OR DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES SO THE ABOVE DISCLAIMER MAY NOT APPLY TO YOU TO THE EXTENT SUCH JURISDICTION’S LAW IS APPLICABLE TO YOU AND THESE TERMS.
BY ACCESSING OR USING THE COUNTRYPLACE SERVICES YOU REPRESENT AND WARRANT THAT YOUR ACTIVITIES ARE LAWFUL IN EVERY JURISDICTION WHERE YOU ACCESS OR USE THE COUNTRYPLACE SERVICES.
- Limitation of Liability; Waiver
TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL COUNTRYPLACE BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO, LOSS OF REVENUE, INCOME OR PROFITS, LOSS OF USE OR DATA, LOSS OR DIMINUTION IN VALUE OF ASSETS OR SECURITIES, OR DAMAGES FOR BUSINESS INTERRUPTION) ARISING OUT OF OR IN ANY WAY RELATED TO THE ACCESS TO OR USE OF THE COUNTRYPLACE SERVICES (INCLUDING, BUT NOT LIMITED TO, USER CONTENT AND LINKS TO THIRD-PARTY WEBSITES), OR THE ORDER, RECEIPT OR USE OF ANY PRODUCT OR SERVICE, OR OTHERWISE RELATED TO THESE TERMS (INCLUDING, BUT NOT LIMITED TO, ANY DAMAGES CAUSED BY OR RESULTING FROM RELIANCE ON ANY INFORMATION OBTAINED FROM COUNTRYPLACE, OR FROM EVENTS BEYOND COUNTRYPLACE’S REASONABLE CONTROL, REGARDLESS OF THE FORM OF ACTION, WHETHER BASED IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, SIMPLE NEGLIGENCE, WHETHER ACTIVE, PASSIVE OR IMPUTED) OR ANY OTHER LEGAL OR EQUITABLE THEORY, EVEN IF COUNTRYPLACE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE).
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE MAXIMUM AGGREGATE LIABILITY OF COUNTRYPLACE ARISING OUT OF OR IN ANY WAY RELATED TO THE COUNTRYPLACE SERVICES EXCEED ONE HUNDRED DOLLARS ($100). THE FOREGOING LIMITATIONS SHALL APPLY EVEN IN THE EVENT YOUR REMEDIES HEREUNDER FAIL OF THEIR ESSENTIAL PURPOSE, AND THE FOREGOING SHALL CONSTITUTE COUNTRYPLACE’S SOLE LIABILITY AND OBLIGATION IN RESPECT HEREOF.
IF YOU ARE A CALIFORNIA RESIDENT, YOU HEREBY WAIVE YOUR RIGHTS UNDER CALIFORNIA CIVIL CODE 1542, WHICH STATES “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS THAT THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE AND THAT, IF KNOWN BY HIM OR HER, WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASED PARTY.”
PLEASE READ THE FOLLOWING SECTION CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE CERTAIN DISPUTES AND CLAIMS WITH COUNTRYPLACE AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF FROM US.
YOU AND COUNTRYPLACE AGREE THAT ANY DISPUTE, CLAIM OR CONTROVERSY ARISING OUT OF OR RELATING IN ANY WAY TO THESE TERMS OR THE COUNTRYPLACE SERVICES SHALL BE FINALLY DECIDED BY BINDING ARBITRATION UNDER THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION GOVERNING CONSUMER DISPUTES.
Arbitration uses a single, neutral arbitrator to decide a dispute (instead of a judge or jury); arbitration allows for more limited discovery than in a court case; and the arbitration process and result is subject to very limited review by courts. In an arbitration you have the right, at your expense, to be represented by an attorney of your choosing. Arbitrators can award the same damages and relief under these Terms that a court can award under these Terms. You and CountryPlace agree that any in-person arbitral hearing would occur in the United States in the same county and state as your billing address. CountryPlace further agrees that your filing fee for an arbitration will be capped at the amount set by the American Arbitration Association. You agree that, by agreeing to these Terms, the U.S. Federal Arbitration Act governs the interpretation and enforcement of this provision, and that you and CountryPlace are each waiving the right to a trial by jury and/or to participate in a class action. This arbitration provision shall survive termination of these Terms and the termination of your use of the CountryPlace Services. Further, unless both you and CountryPlace agree otherwise, the arbitrator may not join or consolidate more than one person’s claims with your claims and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void. The arbitrator may award declaratory or injunctive relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim.
- Class Action Waiver
REGARDLESS OF THE FORUM, YOU AND COUNTRYPLACE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
Notwithstanding anything contained in these Terms, we reserve the right, without notice and in our sole discretion, to terminate your right to access or use the CountryPlace Services at any time and for any or no reason, and you acknowledge and agree that in such event we shall have no liability or obligation to you.
- Governing Law and Jurisdiction
CountryPlace operates the CountryPlace Services from Texas, U.S.A. These Terms and the transactions they contemplate, including without limitation their interpretation, construction, performance and enforcement, shall be governed by the laws of the State of Arizona, U.S.A., including its statutes of limitations, but without reference to conflict or choice of law provisions. The International Convention on the Sale of Goods, and other international treaties that are not mandatory with respect to contracts made and performed entirely in Arizona shall not apply.
All notices, demands, or consents given by you under these Terms will be in writing and will be deemed given when delivered to CountryPlace at the following contact: email@example.com. Any notices to you may be made via either e-mail or postal mail to the address in CountryPlace’s records or via posting on the CountryPlace Services. You agree that any notices, agreements, disclosures or other communications that we send to you electronically will satisfy any legal communication requirements, including, but not limited to, that such communications be in writing.
Persons with disabilities who need assistance accessing these Terms may contact us as provided for in this Section, and depending on your individual needs, we will grant reasonable requests to furnish these Terms in an alternative format.
If any term, clause or provision of these Terms is held invalid or unenforceable, then that term, clause or provision will be severable from these Terms and will not affect the validity or enforceability of any remaining part of that term, clause or provision, or any other term, clause or provision of these Terms.
- Procedure for Making Claims of Copyright Infringement
If you believe in good faith that any of the content on the CountryPlace Services infringes your copyright, please provide our copyright agent the following written information: (a) an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; (b) a description of the copyrighted work that you claim has been infringed; (c) a description of where the material that you claim is infringing is located on the CountryPlace Services; (d) your address, telephone number and email address; (e) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or the law; and (f) a statement by you, made under penalty of perjury, that the information in the notice is accurate and that you are the copyright owner, or are authorized to act on behalf of the owner, of an exclusive right that is allegedly infringed.
CountryPlace’s copyright agent for notice of claims of copyright infringement can be reached as follows:
CountryPlace Mortgage Ltd.
5100 Tennyson Pkwy, Suite 200 Plano, TX 75024
Monday – Friday, 8:00 AM – 5:00 PM
The CountryPlace Services are hosted in the United States of America. If you are located outside of the United States of America and you contact us, please be advised that any information you provide to us will be transferred to the United States of America and that by submitting information, you explicitly authorize such transfer. These Terms constitute the entire agreement between you and CountryPlace relating to your access to and use of the CountryPlace Services. These Terms, and any rights granted hereunder, may not be transferred or assigned by you without the prior written consent of CountryPlace. No waiver of any provision of these Terms will constitute a waiver of such provision in any prior, concurrent or subsequent circumstance, and CountryPlace’s failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision. Except as otherwise provided herein, these Terms are intended solely for the benefit of the parties and are not intended to confer third-party beneficiary rights upon any other person or entity.